Struggling with Debt?
We’re Here to Help!
Cut your payments. Eliminate stress. Rebuild your future.
Consolidate | Settle | Validate | Fast Approval
Find Out How Much You Can Save — Takes 2 Minutes
Simple Steps to Debt Freedom
3 Steps
Step 1: Tell us about your debt
Submit your basic details to see if you qualify for customized debt relief solutions. No credit check required and no obligation to proceed.
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Step 2: Speak with a certified relief expert
A certified expert will review your situation and explain the best options tailored to your financial needs – absolutely free!
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Step 3: Choose your best-fit plan and start saving
Pick the solution that fits your goals. Start reducing your debt and monthly payments right away.
Solutions We Offer
One Size Doesn’t Fit All. We Customize for YOU.
Debt Consolidation
Lower your monthly payment with a fixed loan
One easy payment
Great for: high-interest credit cards
Debt Settlement
Pay less than what you owe
Avoid bankruptcy
Great for: overwhelming debt
Debt Validation
Remove invalid or expired debts
Improve credit accuracy
Great for: disputed collections
Choose the Right Path to Financial Freedom
No matter your situation, we have a tailored solution to help you regain control of your finances.
| Feature | Debt Consolidation Loan | Debt Settlement | Debt Validation |
|---|---|---|---|
| Purpose | Combine your debts into one easy-to-manage payment with a lower interest rate. | Work with creditors to reduce the total amount you owe. | Challenge and eliminate debts that are invalid or unverified. |
| Best For | Those with good credit who want predictable monthly payments. | Individuals struggling with large debts and seeking a lower settlement. | People who suspect their debts may be unfair, invalid, or outdated. |
| Debt Reduction | No reduction. You pay the full amount but save on interest. | Up to 50% reduction. Pay less than what you owe. | Complete elimination of invalid debts. |
| Credit Impact | Positive over time if payments are consistent. | Temporary drop during negotiations but improves after settlement. | Neutral – doesn’t affect your credit negatively. |
| Time to Complete | 2–5 years for most cases. | 1–3 years depending on debt amount. | 6–12 months for validation. |
| Fees | Low-interest rates with lender-specific fees. | Fees are based on a percentage of the savings achieved. | Minimal costs depending on the number of disputed accounts. |
About Us
Empowering Financial Freedom, One Family at a Time
At Prosperity Financial Solutions Group, we believe that everyone deserves a second chance at financial stability and we’re here to make that happen.
Founded with a mission to help individuals and families break free from debt and take control of their financial future, Prosperity Financial Solutions Group has grown into a trusted name in the financial services industry. With over 9 years of combined experience, our team of seasoned loan specialists, credit experts, and support professionals are committed to delivering compassionate, strategic, and results-driven solutions.
Over 9 Years of Trusted Experience
24/7 Support from Real Humans
National Reach – Local Care
Transparent Fees – No Hidden Costs
Why Thousands Choose Us?
Google Rating
4.9 out of 5 stars from over 6,000 satisfied clients.
Customer Testimonials
Delia Riley
Bookkeeping Consultant
“Running a catering business comes with ups and downs and at one point, I was juggling too many credit cards just to stay afloat. Prosperity Financial Solutions Group helped me consolidate everything into one easy payment. I finally feel back in control.”
Essie Perez
Small Business Advisor
“I run a small print shop and hit a rough patch during the slow season. The team at Prosperity didn’t just offer me a loan they gave me a strategy. Within weeks, I had paid off my most urgent debts and freed up cash flow.”
Dustin Dunn
Startup Funding Specialist
“Between vendor payments, payroll, and equipment financing, I was getting buried. Prosperity Financial Solutions Group stepped in, simplified my debt, and gave me room to breathe again. Professional, fast, and genuinely helpful.”
Security Assurance
Your information is encrypted and 100% secure.
Got Questions?
We’ve Got Answers!
Will working with Prosperity Financial Solutions Group hurt my credit?
Not necessarily. In many cases, clients see their credit improve over time as their debts are reduced or consolidated. Depending on the solution you choose (consolidation loan vs. settlement), the impact may vary. We’ll explain everything clearly upfront so there are no surprises.
How fast can I get approved and funded?
Many clients get pre-approved in minutes and receive funds as soon as the same or next business day, depending on the program and verification process.
What is the difference between debt consolidation and debt settlement?
Debt Consolidation combines multiple debts into one low-interest loan, simplifying payments.
Debt Settlement involves negotiating with creditors to reduce the total amount you owe.
We help you choose the option that best fits your financial situation and goals.
Do I need good credit to qualify?
No! We work with all credit types including fair, poor, or no credit history. We focus on your current financial picture, not just your score.
Is there a cost to get started?
Your initial consultation is completely free. If you choose to move forward with a program, any fees will be clearly disclosed upfront. No hidden charges, ever.
Is my information secure?
Absolutely. We use bank-level encryption to protect your personal and financial data. Your information is never sold or shared without your consent.
Your Debt-Free Journey Starts Today
Don’t wait another day to take control of your financial future. Get your free consultation and start saving now.